وظائف بنوك
- Credit & Marketing
- Intensive contact with clients.
- Ensure the marketability of all Emirates NBD products including Loans/Contingent Business as well as Retail Products.
- Attending marketing calls.
- Checking Marketing Memos addressing Division Head /CLOB Group Head
- Collection of necessary documents for brief study.
- Preparing Executive summary to obtain in principle approval
- Monitoring closely the day-to-day work and solving the client’s problems.
- Supervise and coordinate with Credit Analyst in preparing Credit Proposal Memos “CPM’s” that present the proposed Facility Package and the associated Terms and Conditions.
- Following up with the credit risk Management Department (CRM) until complete revision and issuance of CRM recommendation.
- Follow up the implementation of the CPM till the assets are booked including fulfillment of all requested documents, collaterals and conditions precedent through coordination between branches and Credit Administrative Unit.
- Conduct Sector Analysis out of existing clients ratios to derive sector norm.
B. Handling existing credit relationship (medium & large accounts)
- Attend calls to the existing clients on quarterly basis.
- Conduct regular accounts follow up assisted by periodical reports prepared by Analyst, Senior Analyst and/or Administrative Assistants to avoid the manifestation of past dues, excesses and the breach of terms and conditions of approved facilities.
- Coordinate in preparation of CPMs and Ensuring that they are designed with the appropriate requested facility package and to ensure all credit risks are addressed in the CPM.
- Checking interim reviews regarding contracts financing, special transactions and amendments in facility’s original Terms and Conditions.
- Address any deviation of approved package or any risks emerged before conducting the regular annual review.
Qualifications
- Customer orientation.
- Strong awareness of Macro Economics.
- Negotiation Skills.
- Acceptable Presentation Skills.
- Marketing Skills.
- Analytical & Mathematical Skills
- Speed & Accuracy
- Technical expertise.
- Interpersonal & Communication Skills.
- High Computer skills